Tag Archives: Bank

Request Letter to Bank for Refund of Excess Interest Charges

These are three sample formats, free to use for anyone who requires, asking for a refund from the bank for excessive interest charges. You can modify it according to your need. Necessary changes can be done.

Request Letter to Bank Manager for Refund of Charges

To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Request for Review of Bank Documents

Dear Ma’am/ Sir,

My name is ________, and I have been a regular client to your bank for _______. Bank ______ has been my primary financial partner, and I have even been a golden card member. I have never had a single complaint against the bank until recently.
Last month, I was charged an excessive amount of ______. I am dumbfounded because the mentioned interest charge in the updated list is ______, and am sure that this must be a technical error on your part. I have been charged an excessive amount of ________.
Usually, when the bank makes a transactional error, the transaction is reversed within 2-3 working days. However, it has been a week right now, and I am having growing concerns. I would appreciate it if you would please clear the matter out, or inform me of any information that I am missing.

I hope to hear from you urgently. Thank you.

Letter Complaining about the Interest Charges

 To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Asking for a Review of Bank Charges

Respected Madam/ Sir,

My name is ________ and my customer ID is _________. I have been a holder of _____________ account in your bank and have been a member of your bank’s client services for _______ years. Last year, I took out a loan for the amount ______ and was told that I would be charged a yearly amount of _______ on the basic amount.
Last week, however, I was charged an amount of ______, which is _______ in excess of what I should actually be charged. I am writing this letter so that I may request that you please revise this transaction, and credit me my amount back.
I understand that sometimes transactions are carried out in such a way that mistakes are made, and if that is the case, I would wholeheartedly comprehend. On the other hand, if there is a revision of charges, and I am rightly charged with this amount, then I would feel uneasy because I was not told that this would be happening.

I am eagerly waiting for your response.

Thank you.

 Sample Letter to Bank for Refund of Charges

 To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Issue with the Interest Charge

Dear Sir, Ma’am, My name is ________, and I am a relatively new client of the bank. Last month, I took out a cash loan for the amount of ______ and was told that according to the bank’s by-law, I would be charged a monthly amount of _______. I agreed to the terms and moved forward with my contract with no hesitation.
Right now, however, I experienced a very irrational transaction against my account. This month, my account was charged with ______ amount. This is ______ more than what it actually should be.
I hope that it is an honest mistake on _______’s part, if it is not, then I would be extremely upset with the bank’s actions. I have attached a copy of the contract that I had signed with the bank, as well as a copy of the bank statement indicating the amount that was credited out of my account this month.
Right now, I feel extremely distressed and am waiting for a hurried response from you.

Please reply back as soon as is convenient,

Thank you.

Letter to Bank for Issuance of Solvency Certificate

Letter to Bank for Issuance of Solvency Certificate

To,
The Branch Manager,

Respected Sir,

It is to draw your kind attention towards my matter that is that I urgently need issuance of my Bank solvency certificate. I hold an account in this bank under the account no 0000008376. Therefore, I believe that my request would be catered as soon as possible, being the loyal customer and always been paying bank fee on time. I am sure that I will be given preference. Actually, the main reason of me doing this is that I am participating in a tender with a help of organization. For the work purpose, I need the bank solvency certificate and as well it’s the requirement of the organization. I was not aware of the fact that it will take this much time so I would have wrote the letter way before. I urgently need Bank solvency Certificate. Thank you for your prompt assistance.

Yours Truly,

—————————


Request Letter for Bank Solvency Certificate

To

The Bank Authorities,

Dear Sir,

It is to inform you that I hold an account in your bank under 33748566238 and I need a Bank Solvency Certificate. It is to inform the administration that I am going to participate in tender of import machinery. For it, there is a requirement of “Bank Solvency Certificate”. The relevant department has sent me notice for submission of solvency certificate, which I have not right now. I am going to have another current account with my esteemed bank account. It would be very beneficial if you provide me with Bank Solvency certificate as soon as possible. I need it on very urgent basis. I hope that my loyalty as a customer with this bank proves to be healthy and my work is done promptly. Therefore, please provide me with bank solvency as above mentioned. I hope that it would be done promptly. Thank you for assistance.

Warm Regards,

————-


Bank Solvency Certificate Letter Sample

Date: ————–

To,

The Vice President,

Albaraka Bank, Lahore Branch.                                                                     

Sub: Request for Bank Solvency Certificate

Dear Sir,

Please be informed that we need bank solvency certificate in favor of Firhaj Foot Wear Pvt Ltd. Details of Account no  are here—————————–.
We request you to kindly provide us “Bank Solvency Certificate” as requested above, at your earliest convenience.
Thanking you in advance and looking for your prompt reply.

Yours Faithfully.

Finance Head:————


Letter to Bank for Increase Credit Limit

These are easy formats of Increase Credit Card Limit to the bank manager. Every searcher can follow these formats and change it according to need.

Letter to Bank for Increase Credit Limit

To,

The Branch Manager,

Samba Bank.

Dear Sir,

It is stated that I am a loyal customer of your bank. I have an account with your bank as reference no 65289908. I want to make a request to increase in my credit card limit. As I have moved to new job, there is many new opportunities, which requires sales. Although, all the
procedures or travel expense is been sponsored by company but they are given to me after the sales. The payments and every expense is paid after I have done bought more technical machinery for the company. I request you to kindly increase the credit card limit. I do not want my credit card to be exhausted that is why I wanted to make precaution before doing any more transactions. Handling cash all the time is quite of a task and is not even safe all of the time. Please feel free to contact me for additional information.

I hope to get a favorable response from you.

Thanking you,

Yours Sincerely,

________________________


Sample Letter to Bank for Credit Card Limit Increase

Respected Sir,

This is Michelle Addison and I am a credit card user of your bank. I have been a very prompt and profound customer of this bank. I have never been a cause of any problem or hindrance. I, also have a very good experience with this bank. I got the new job and the business is very successful which requires a lot of travelling to meetup clients in different continents. Therefore, it is my request to you to increase my credit card limit to the said amount. The policy of my company is to use my credit card for now as a business credit card so I have to make all the transactions from my current credit card. I cannot carry additional cash all the time with me, as it is not safe to have cash with you all the time. Hence, it is my request to increase my credit card limit as above mentioned.

I shall be very thankful to you for this favor.

Warm Regards,

Address…

Contact No & Signature…

Request Letter by Customer to waive bank fees

Here are sample formats of Request Letter by Customer to Waive Bank Fee. Every searcher can use this request letter to waive bank fee according to requirement. Multiple reasons can be written.

Request Letter by Customer to Waive Bank Fees

Dear Branch Head,

I am Ms. Elisha Donald and I have savings bank account in your bank for past two years. My account no is 25328292725. I am writing this to make a request to you to waive bank fees. I am actually going through strenuous times of my life. I cannot afford this much money to go from my savings account. I know the policies of bank but I assure you that it will not happen again. I have been an upright account holder at your bank from long time. This financial crisis have crippled my economics down. I cannot afford such exorbitant amount now. I assure you that its just a onetime request and I will pay the bank fees as soon as I get the new job. I am considering a very encouraging and consenting attitude from your side. I look forward to your confirmation letter on approval of my request.

Yours Sincerely,

Name:———

Contact Details:—————

Sample Letter to Bank for Waiving Bank Charges

Respected Sir,

This is in reference to 56778548 bank credit card no. I have savings account in your bank from past 4 years. Recently, I had to take a loan from your bank due to economic crisis. I am actually doing a job and bearing expenses of my studies. I am doing my masters in English from one of the renowned university. Unfortunately, I lost my job of 3 years and I had to bear all the expenses on my own. There has been three installments and I am trying my very best to pay them back. This month installment was lingered due to some financial crisis. I, therefore, request you to waive off the said amount. I will be very grateful to your bank account for considering my request. I would request you to contact me on given number and email- id if you require any more information. Thank you so much.

Yours Truly,

——————

Sample Request Letter to Bank for Reducing Interest Rate

These are sample easy formats for bank to reduce interest rat on different reason. Everyone can use these formats according to need. Necessary changes can be done.

Sample Request Letter to Bank for Reducing Interest Rate

To,
Mr. Manager,
Atom and Sundry Bank System,
Texas, United State of America.

Subject: Requesting the bank for reducing interest rate on housing loan

Respected Sir,

It is to state with much care and respect that I am Mr.Lorre Layman and I am here with a purpose. I have an account here in this branch and two years ago, I had applied for the home finance loan. The amount was $7000 on interest ratio of 5 % that was agreed upon by both the parties, but yesterday the cashier asked me to pay the extra 5 % as bank had increased the interest rate from 5 to 10 %! I am a salaried person and it is nearly impossible for me to pay this much amount in ratio to interest. Kindly reduce the interest rate and make me thankful.Thank you and looking forward for a kind action.

Yours Sincerely,
Mr. Lorre Layman,
10th September, 2019.

Request to the Bank for Reduce Interest Rate on Overall Plans

To,

Mr. Regional Head,
Amen and Sundry Bank System,
Texas, United State of America.

Subject: Requesting for reducing interest rate on overall plans

Respected Sir,

It is to state with much reverence that I am Mr. Martin Layman. I was the banker myself few years ago, now I am a retired buddy and trying to open up my own private banking system. My effort of trying the bank was successful and just for two reasons. The reasons are:
provision of flexibility in paying the loan and reducing the interest rate up till 2 %. The scheme worked and now I have 30,000 customers at my bank. I am attached with this bank and I want you people to land on progress as well so I request you to reduce the interest rate on your all plans. I hope you understand my sincerest suggestion. Thank you and looking forward for a generous and prompt action.

Yours Truly,
Mr. Martin Layman,
10th September, 2019.

Sample Letter of requesting the bank to Reduce Interest Rate on Car Loan


To,
Mr. Manager,
Alan and Sundry Bank System,Texas, United State of America.

Subject: Requesting the bank to reduce interest rate on car loan

Respected Sir,

It is to state with due respect and honor that I am Mr. Yew Layman. I am having an account of mine in this prestigious bank and few months back, I had applied for a bank loan for the purpose of getting my own car. The amount was generously given to me that made me happy, but the sudden rise in interest rate is rather shocking for me. I am unable to pay this much interest ratio so, kindly reduce the interest rate on car loan. I am looking forward for a kind and prompt action. Kindly see to this matter on personal level and make me thankful.

Warm Regards,
Mr. Yew Layman.
9th September, 2019.

Reduced Payment Request to your Creditors

Use these sample request letter for payment reduction as a easy template for your successful request for payment reduction. Necessary changes can be done according to your requirement.

Reduced Payment Request to your Creditors

Subject: Debt Reduction Request

Dear General Manager,

I am writing this letter to request for reduced payment to my creditors for next month. This is to bring in their notice that as tax rate has increased, expenses of household has also been increased. I am in no position to handle my house expenses at fullest and that is the main reason of my request to you to please consider the request and please accept reduced payment for the next month on my debt. My spouse is in search of a job and we are looking for better options and seek the better solution to this. Until then, it is my kind request to you to please consider my matter as I would not be able to pay next month properly so reduced payment would be paid. I will resume regular payments on my debt as soon as my souse will find a job and we can afford all expenses. Thank you for your kind consideration in my time of difficulty.

Yours Sincerely,

Name:————————–

Reduced Payment Request Letter

Respected Finance Director,

Due to severe turn of conditions, I am writing this letter as a request to my creditors to accept reduced payment on my debt for next 159 days. It is to inform you that I am unemployed right now and I don’t have enough money to make it up for myself and my living. The expenses are touching the roof and by being unemployed, it’s very hard for me to track on things as I used to do before. It is my kind request to my creditors to accept reduced payment on my debt. You can withhold interest on my debt as well. I shall resume the payment as soon as I get the new job and I am as financially stable as I was before. It would be really kind of you to understand my circumstances. I shall be grateful to you for this favor.

Yours Truly,

Mehta Sharma

Request Letter to Bank for Loan Installment

Request Letter to Bank for Loan Installment. Sample requesting letter to bank for installment in paying the loan for home. Living is a need and for its construction, loan is nearly inevitable. Loan is easy to take, but really difficult at times to get rid of it. The easy way is to go for installments for the payment of the loan. These formats are good choice for the persons who want to utilize it to meet their needs.

Request Letter to Bank for Loan Installment

To,
Mr. Assistant Manager,
Daffodils Horizon Banking System,
California, United States of America.

Subject: Requesting Letter to bank regarding
Loan Installment

Respected Sir,

It is to state with much concern that I am truly in need of your generous help. Few years back, I had applied for a loan of 20 million for the construction of the home, but it is difficult for me to pay it at once. Please I request to divide the amount of loan in the installments of thirty thousand per month. I will be thankful to you for favourable action. It is a renowned proverb that a stitch in time saves nine. Your healthy and timely cooperation is earnestly needed by me. Thank you.

Yours Truly,

Ms. Marry Roy,
20th October, 2018.

Sample Requesting Letter to Bank for
Installment of Loan

To,
The Principal,
Daffodils Banking System,
California, United States of America.

Subject: Requesting letter to bank for installment

Respected Sir,

Greetings! How are you? I hope you will be fit and fine in your life. I am Mr. Martin Roy, a regular client of your valued bank. Recently, I had applied for the loan to get my own new car, but the amount that is payable on me is huge and could not be given as lump sum so kindly put the same amount in easy installments of five years.Thank you for your time and exemplary patience.

Yours Truly,

Mr. Martin Roy,
20th October, 2018.

Sample Loan Request Letter to Bank

Sample Loan Request Letter to Bank

To
The Branch Manager
Allied Bank limited
800, south mint street

Subject: Request for a Loan to construct a home

Dear Mathew,

I really appreciate your bank loan policy. After studying your loan policy I came to know that I can also apply for loan constructing my home. As per our last conversation, I am writing an application for the loan that I propose to take from your bank. I have been a loyal customer of your bank for few years. I am planning to construct my own home on my land and I require a home loan from your bank. I have gone through terms and conditions for the home loan. I accept them all.
I require loan of $ 7000 from your bank. This amount will help me in constructing my home. I f you can sanction the loan, I will be obliged and will be in a position to make my own home. Through this I would be able to get rid of rent homes which are my ultimate desire. I am glad that with your financial assistance, I can build
my own home.
I will be paying all the installments on time. I have a good credit history, so getting a loan will not be a problem as there are no issues of debts. I am enclosing photocopies of my salary slips, social security number card, and house agreement with this letter for your perusal. Hopefully my documents and my good history of loyal
customer is enough for your satisfaction.
If you have any queries, you can contact me on phone at (704) 326-4971 or email me at sama.lcwu@gmail.com. I am waiting for a positive reply which will help me in fulfilling my wish of owning a house for my family. I am anxiously waiting for your reply.

Yours Sincerely,
Anna Frued

Disbursement Authorization Certificate from CAD to Branch

Disbursement Authorization Certificate from CAD to branch. Certifications are what needed the most in this era of technology and modernity. Worth of it is obvious from its outcry by all the departments and worth of person and his/her pledge and words are nothing, but a bluff, nowadays. CAD is well reputed and it is sought after for Disbursement Authorization Certificate bidding different branches to banks. This format can be used by all who need.

Disbursement Authorization Certificate from CAD to Branch

To,
The Assistant vice President,
Allied Aster World Wide Banking System,
Ontario, Canada.

Subject: Requesting Disbursement Authorization Certificate from CAD to branch

Respected Sir,

Greetings! How are you? I hope you will be sailing in the titanic of wealth and health and I pray to Providence to give you the same in the future. Time flies away, leaving no trace behind! I am Ms. Martha Johansson and an employee of Alex International Bank, California State. This is my second letter of request to you for the same purpose that is to send disbursement authorization certificate from CAD to my branch, so that they can cooperate with me in paying out the loan that is like a domicile’s sword hanging over my head, from time to time!

I had told you the reason that I was looted by fraud at the hand of my ex-husband who gulped away my property and all the documents by using fake means. The only mistake I did, was to trust him again and he used me for it. Sir, all I have now is a home in which I am living like a dead and there is no way out for me to sale it and reside the rest of my life in some rental room or the road side and I don’t want this life for me. Kindly cooperate me in this terrible times and I will be thankful to you for this generous act. Thank you.

Yours Truly,

Ms. Martha Johansson,
18 th April, 2018.

Request Letter to Bank for Disbursement of Loan 

Sample letter format of requesting disbursement of loan from bank. Loans are loathsome, but people are suffering from inflation, corruption and other living vile and they want to get rid of them and the only solution they can think of is to take loan and to pay it off requests to bank can be made to keep oneself safe from the deadly realities of the world as life is not a bed of roses. This format can be used by all and sundry.

Request Letter to Bank  for Disbursement of Loan

To,
The Operational Manager,
Wild Wood International Banking System,
California, United States of America.

Subject: Requesting disbursement of loan from bank

Respected Sir,

I am Mr. Marshal Marlow and a customer of yours from the last twenty years. The reason of my staying here is your undaunted services and pleasant culture of the staff and the bank. You knew me very well and I had not bother you for even a single penny till my present status, but now I am in dire need of help from you. I had mortgage a paint house for myself and decided to gift it to my mother on the golden jubilee of her life. I was quite sure to get the profit in my newly established business, but to my horror I lost the bet! I am, right now, with empty hands and all the money that I had is deposited in this bank as fix deposit, but it is not mature currently. I know I am breaking the rules of the bank, but I want you to disburse the loan of mine and clear me. I am ready for the penalty, the extra charge that I had to pay for outlawing. Thank you.

Yours Truly,

Mr. Marshal Marlow,
18 th April, 2018