Tag Archives: Refund of Security

Request Letter to Bank for Refund of Excess Interest Charges

These are three sample formats, free to use for anyone who requires, asking for a refund from the bank for excessive interest charges. You can modify it according to your need. Necessary changes can be done.

Request Letter to Bank Manager for Refund of Charges

To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Request for Review of Bank Documents

Dear Ma’am/ Sir,

My name is ________, and I have been a regular client to your bank for _______. Bank ______ has been my primary financial partner, and I have even been a golden card member. I have never had a single complaint against the bank until recently.
Last month, I was charged an excessive amount of ______. I am dumbfounded because the mentioned interest charge in the updated list is ______, and am sure that this must be a technical error on your part. I have been charged an excessive amount of ________.
Usually, when the bank makes a transactional error, the transaction is reversed within 2-3 working days. However, it has been a week right now, and I am having growing concerns. I would appreciate it if you would please clear the matter out, or inform me of any information that I am missing.

I hope to hear from you urgently. Thank you.

Letter Complaining about the Interest Charges

 To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Asking for a Review of Bank Charges

Respected Madam/ Sir,

My name is ________ and my customer ID is _________. I have been a holder of _____________ account in your bank and have been a member of your bank’s client services for _______ years. Last year, I took out a loan for the amount ______ and was told that I would be charged a yearly amount of _______ on the basic amount.
Last week, however, I was charged an amount of ______, which is _______ in excess of what I should actually be charged. I am writing this letter so that I may request that you please revise this transaction, and credit me my amount back.
I understand that sometimes transactions are carried out in such a way that mistakes are made, and if that is the case, I would wholeheartedly comprehend. On the other hand, if there is a revision of charges, and I am rightly charged with this amount, then I would feel uneasy because I was not told that this would be happening.

I am eagerly waiting for your response.

Thank you.

 Sample Letter to Bank for Refund of Charges

 To,
——————
Address: —————
—————————

Date: __________

From,
—————————— (Name)
Address: ——————-
———————————

Subject: Issue with the Interest Charge

Dear Sir, Ma’am, My name is ________, and I am a relatively new client of the bank. Last month, I took out a cash loan for the amount of ______ and was told that according to the bank’s by-law, I would be charged a monthly amount of _______. I agreed to the terms and moved forward with my contract with no hesitation.
Right now, however, I experienced a very irrational transaction against my account. This month, my account was charged with ______ amount. This is ______ more than what it actually should be.
I hope that it is an honest mistake on _______’s part, if it is not, then I would be extremely upset with the bank’s actions. I have attached a copy of the contract that I had signed with the bank, as well as a copy of the bank statement indicating the amount that was credited out of my account this month.
Right now, I feel extremely distressed and am waiting for a hurried response from you.

Please reply back as soon as is convenient,

Thank you.