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Sample Forgiveness Letter to Creditor due to Financial Problems at Home

Sample Forgiveness Letter to Creditor due to Financial Problems at Home


To,
Mr. Scot barite,
Athens and Sundry System, Texas, United States of America.

Subject: Requesting forgiveness letter to creditor due to financial problems at home

Respected Sir,

Greetings! Sir, I hope you will be fine and satisfied in your life. I am here for seeking forgiveness from your generous self as I had made a grave mistake for which I am repenting and wanting a soft cushion from your side. I had met severe financial issues and all are very private in nature which I cannot share with you. Please spare me for some time and I will get back to you in few months in order to pay the debt. Kindly see to this issue at personal level and make me thankful. Thank you.

Yours Sincerely,
Mr. Chauhan Layman
4th, August, 2019.

Sample Forgiveness Letter to Creditor due to Financial Problems due to Loss of Job


To,
Mr. Jody Ruth,
Amalgam and Sundry System,
Texas, United States of America.

Subject: Requesting forgiveness letter to creditor due to financial problems due to loss of job

Respected Sir,

Greetings! I hope you will be fine and enjoying the feast of life given to you by Almighty. I pray the same for the rest of your life. Amen. I am writing this piece of script for a reason. The reason is that I am unable to pay the debt of $5000 taken from you couple of years ago. I thought to pay the debt in three years, but unfortunately my company has been declared bankrupt so I am nowadays a jobless person. I cannot pay the remaining amount in the given time. Kindly extend the time duration till I lay my hands on some other good job. Please consider my issue and see to it at your earliest. Thanking in
anticipation.

Yours Truly,
Mr. Mayfair Layman,
4th August, 2019.

Sample Forgiveness Letter to Creditor

Sample Forgiveness Letter to Creditor


To,
Mr. John Michael,
Anex and Sundry System,
Texas, United States of America.

Subject: Forgiveness letter to creditor due to father’s death

Respected Sir,

It is to state with much concern that I am Mr. Modal Layman. I hope you will be fine and enjoying the life with your loved ones. I am sorry for being late in paying the debt amount on time. The reason for my being late was the sudden demise of my father. I was busy with the funeral and the linked rituals so could not pay attention towards the payment of the debt.
Please see to this matter. Your healthy and timely cooperation is earnestly needed by me. Thank you.

Yours Truly,
Mr. Modal Layman
10th September, 2019.

Sample forgiveness Letter to Creditor due to Mother’s Death

To,
The chairman,
Alex and Sundry System,
Texas, United States of America.

Subject: Forgiveness letter to creditor due to mother’s death

Respected Sir,

Greetings! How are you? I hope, you will be fine and enjoying your life in the best of interest and living together with your family in harmony. May you be like that for the rest of your life. I put forward my humble apologies for non-payment of debt on the due date, but I was late with the reason. My beloved mother had left me alone! She had passed away leaving me behind in utter grievance. I hope you will understand the pressure and the trouble on not being able to go up to you the timely payment. Thank you for your time and exemplary patience.

Yours Truly,
Mr. Jodi Layman
5th September, 2019.

Sample letter to Creditor Unable to Pay Loan

Below is a sample template letter to your creditors requesting that they accept reduced payments for a specified period of time. Feel free to use this sample letter and customize it to your situation. Below we’ve also offered three other things you could look into to possibly improve your situation.

Sample letter to Creditor Unable to Pay Loan

To,
Mr. Managing Director,
Joe and Sundry System,
Texas, United State of America.

Subject: Requesting the creditor on not being able to pay the loan
in required time

Respected Sir,

It is to state with due respect and grace that I am Mr. Jew Layman and it is my humble request to you that I am unable to pay the loan in the given and decided time frame. I know, it is my mistake, but I am
hapless. I had recently came across with the worst financial issues at domestic level that tore me to my soul and made me hand to mouth. In this critical situation, I am unable to pay the debit that is incumbent upon me Kindly see to this matter at your earliest. Thanking you in anticipation.

Yours Truly,

Mr. Jew Layman
10th September, 2022.

Sample Letter of Requesting the Creditor on not being Able to Pay the Loan (for business) in Required Time

To,
Mr. Managing Director,
Jocks and Sundry System,
Texas, United State of America.

Subject: Requesting the creditor on not being able to pay the loan
(for business) in required time

Respected Sir,

It is to state with due respect and grace that I am Mr. Jerry Layman and before stating the reason, I deem it perfect to extend my heart felt sorry to you as I was unable to deposit the due amount taken in
term of loan on the given time and day. The reasons being unable to pay the debt were multiple; I wasn’t feeling well and was admitted in hospital; hospital cost great expenditure which was given from my personal pocket. Now, I am here with the decided amount and great apologies. Please accept the both. It is my humble request to you that I am unable to pay the loan in the given and decided time frame. Kindly see to this matter at your earliest. Thanking you in anticipation.

Yours Sincere,
Mr. Jerry Layman
5th September, 2022

Reduced Payment Request Sample Letter To Your Creditors 

Before using the sample template letter below, make sure you know how to communicate effectively with your creditors.

[Today’s Date]

[Creditor Name]
[1 Downtown Street]
[City, Province Postal Code]

WITHOUT PREJUDICE

ATTENTION: CREDIT DEPARTMENT
RE: ACCOUNT # 1234 567 890 SMITH, JOHN

Dear [Creditor]:

Due to a [layoff], I am temporarily out of work and am experiencing financial difficulty.

Due to my financial hardship and in order to meet necessary household expenses plus credit payments, I am asking each creditor to accept a reduced payment for the next (#) months on my debt. By that time I hope to be back to work. If my situation improves sooner, I will notify you at that time.

I would appreciate your consideration in this matter as I am not able to meet the regular payment of [$]. I will pay you [$] per month during this emergency.

I request that my account not be placed with a collection agency as I wish to deal with you directly. Over the next 90 days, I ask that you also please consider withholding interest on my debt.

You can be sure that I will resume regular payments on my debt as soon as I am able. I will notify you when my situation improves. Please only contact me in writing at the address below and I will respond to your letters in a timely manner.

Sincerely,

[your name]
[complete mailing address]
[phone number]
[account number]

Sample Request Letter to Bank for Reducing Interest Rate

These are sample easy formats for bank to reduce interest rat on different reason. Everyone can use these formats according to need. Necessary changes can be done.

Sample Request Letter to Bank for Reducing Interest Rate

To,
Mr. Manager,
Atom and Sundry Bank System,
Texas, United State of America.

Subject: Requesting the bank for reducing interest rate on housing loan

Respected Sir,

It is to state with much care and respect that I am Mr.Lorre Layman and I am here with a purpose. I have an account here in this branch and two years ago, I had applied for the home finance loan. The amount was $7000 on interest ratio of 5 % that was agreed upon by both the parties, but yesterday the cashier asked me to pay the extra 5 % as bank had increased the interest rate from 5 to 10 %! I am a salaried person and it is nearly impossible for me to pay this much amount in ratio to interest. Kindly reduce the interest rate and make me thankful.Thank you and looking forward for a kind action.

Yours Sincerely,
Mr. Lorre Layman,


Sample Letter to Bank requesting Reduction of Interest in Loan

Format 1: Formal Request Letter

[Date]

[Bank Name]

[Bank Address]

[City, State, ZIP Code]

Dear Sir/Madam,

I am writing to request a reduction in the interest rate on my [loan type] with your esteemed bank. Due to [briefly explain the reason for financial hardship or challenges], I am currently facing difficulties in meeting my financial obligations. As a loyal customer with a good repayment history, I kindly request your consideration in lowering the interest rate on my loan.

I believe that a reduction in the interest rate would significantly ease my financial burden and enable me to continue making timely repayments. I am committed to honoring my loan agreement and appreciate any assistance your bank can provide during this challenging time.

Thank you for your attention to this matter, and I look forward to a positive response from your end.

Sincerely,

 [Your Name]


Format 2: Semi-Formal Request Letter

[Date]

[Bank Name]

[Bank Address] [City, State, ZIP Code]

Dear [Bank Manager’s Name],

I hope this letter finds you well. I am writing to discuss the possibility of reducing the interest rate on my [loan type] with your bank. Over the past [mention the duration of your loan], I have diligently met my repayment obligations. However, unforeseen circumstances, such as [briefly explain the circumstances], have made it challenging for me to continue doing so at the current interest rate.

I kindly request your assistance in exploring options to lower the interest rate on my loan. This adjustment would greatly ease my financial situation and allow me to maintain a good repayment track record. I value my relationship with your bank and believe that this adjustment would be mutually beneficial.

I appreciate your consideration of my request and look forward to discussing this matter further with you.

Sincerely,

[Your Name]


Format 3: Informal Request Letter

[Your Name]

[Your Address]

[Date]

[Bank Name]

[Bank Address]

Dear [Bank Manager’s Name],

I hope you’re doing well. I wanted to talk to you about my [loan type] with your bank. Lately, I’ve been facing some financial challenges due to [briefly explain the reason]. This has made it tough for me to keep up with my current interest rate.

I was wondering if there’s any possibility of reducing the interest rate on my loan. I’ve been a loyal customer for quite some time and have always made my payments on time. A lower interest rate would really help me manage my finances better during this tough period.

I’d greatly appreciate it if we could discuss this further and explore any available options. Thank you for your time and consideration.

Sincerely,

[Your Name]

Request to the Bank for Reduce Interest Rate on Overall Plans

To,

Mr. Regional Head,
Amen and Sundry Bank System,
Texas, United State of America.

Subject: Requesting for reducing interest rate on overall plans

Respected Sir,

It is to state with much reverence that I am Mr. Martin Layman. I was the banker myself few years ago, now I am a retired buddy and trying to open up my own private banking system. My effort of trying the bank was successful and just for two reasons. The reasons are:
provision of flexibility in paying the loan and reducing the interest rate up till 2 %. The scheme worked and now I have 30,000 customers at my bank. I am attached with this bank and I want you people to land on progress as well so I request you to reduce the interest rate on your all plans. I hope you understand my sincerest suggestion. Thank you and looking forward for a generous and prompt action.

Yours Truly,
Mr. Martin Layman,

Sample Letter of requesting the bank to Reduce Interest Rate on Car Loan


To,
Mr. Manager,
Alan and Sundry Bank System,Texas, United State of America.

Subject: Requesting the bank to reduce interest rate on car loan

Respected Sir,

It is to state with due respect and honor that I am Mr. Yew Layman. I am having an account of mine in this prestigious bank and few months back, I had applied for a bank loan for the purpose of getting my own car. The amount was generously given to me that made me happy, but the sudden rise in interest rate is rather shocking for me. I am unable to pay this much interest ratio so, kindly reduce the interest rate on car loan. I am looking forward for a kind and prompt action. Kindly see to this matter on personal level and make me thankful.

Warm Regards,
Mr. Yew Layman.
9th September, 2019.

Reduced Payment Request to your Creditors

Use these sample request letter for payment reduction as a easy template for your successful request for payment reduction. Necessary changes can be done according to your requirement.

Reduced Payment Request to your Creditors

Subject: Debt Reduction Request

Dear General Manager,

I am writing this letter to request for reduced payment to my creditors for next month. This is to bring in their notice that as tax rate has increased, expenses of household has also been increased. I am in no position to handle my house expenses at fullest and that is the main reason of my request to you to please consider the request and please accept reduced payment for the next month on my debt. My spouse is in search of a job and we are looking for better options and seek the better solution to this. Until then, it is my kind request to you to please consider my matter as I would not be able to pay next month properly so reduced payment would be paid. I will resume regular payments on my debt as soon as my souse will find a job and we can afford all expenses. Thank you for your kind consideration in my time of difficulty.

Yours Sincerely,

Name:————————–

Reduced Payment Request Letter

Respected Finance Director,

Due to severe turn of conditions, I am writing this letter as a request to my creditors to accept reduced payment on my debt for next 159 days. It is to inform you that I am unemployed right now and I don’t have enough money to make it up for myself and my living. The expenses are touching the roof and by being unemployed, it’s very hard for me to track on things as I used to do before. It is my kind request to my creditors to accept reduced payment on my debt. You can withhold interest on my debt as well. I shall resume the payment as soon as I get the new job and I am as financially stable as I was before. It would be really kind of you to understand my circumstances. I shall be grateful to you for this favor.

Yours Truly,

Mehta Sharma

Application for Issuance of Salary Slip due to Income Tax

Sample Application for issuance of salary slip due to income tax for people who want company to issue their salary slip for income tax .

Application for Issuance of Salary Slip due to Income Tax

To,

The International Veeta,

USA.

Respected Accounts Manager,

With due respect and reverence, I am writing this application to inform you that i work in this organization for past two years. It’s have been really good working with such an estimated and friendly coworkers and I hope to continue my work with this zeal and passion. I am an assistant manager in your organization. I am writing this application in my dire need to check income tax. There has been deduction in my wage and I really want to calculate that how much I am paying to income tax from my pay as a rightful citizen. I want you to issue my salary slip of past six months. Since the imposition of taxes by the government, it has taken high toll on common citizens and I really look forward in coping with it. I really hope that management of this office is familiar with me and my dedication towards my work so they would issue me my salary slip as soon as possible. I shall be very grateful.

Yours Sincerely,

Mehta Sharma

Sample Application for Issue of Pay Slip

Respected Accounts Head,

This application is directed to the company I am working in. I work in this company for past two years and it has been phenomenal experience, this company really look forward to take care of the employees in every way. I hope that my request would be cater as early as possible. I want you to issue me my salary slip of past one year. I want to check all the tax payments I have done since then. As the taxes have been increased, I need to know about what deduction amount would be so it is my kind request to office authority to issue me my salary slip. I hope that organization administration would take this as a priority and issue me salary slip as soon as they can. Thanking you in anticipation.

Yours Truly,

Name:—————–

Request Application for Transport Contract

Here are Sample Proposal Letter for Transport Contract. Contractor can use these sample letter to company for a contract of transportation.

Request Application for Transport Contract

To,

General Manager,
Format Pvt Ltd.

Subject: Application for Transport Contract

I am writing this letter to inform you about the transport service we provide to the factories. I am a manger off my transportation company and we have been in this business for now 3 years and we have had contract with many big brand names and factories. We got to know that you are looking for a transport company for your consignments to be transported from factories to your province main franchises. We are one reliable source in Transport Company and we always have healthy contracts with our companions. I have checked your business attire and I think we can totally provide you transport for that purpose. We have a good reputation in market of our work so we encourage you to compare our work with other transport companies too. I will mention my cell number so you can give me a call and we can have more discussion over this topic.

Sample Proposal Letter for Transport Contract

Respected Transport Head,

We are writing to you as we got to know through an ad that your college is looking for transport for your trips and educational services tours. I am glad to inform you that we are professional and reliable transport company. We have transport contracts with schools and colleges before and we provide our service at fullest. It is to inform you that our buses are very business class. It provide all the necessary requirements of students and teachers. We have high quality buses with AC/ heater option, the seats are comfortable and cozy. We have never compromised with our customers on the services we provide. Therefore, we would love to work with your college and provide our services to you college. We would love to have a discussion on this subject and discuss this business opportunity on the cup of tea. Looking forward to hear from you as soon as possible.

Tours Sincerely,

Name:———————

Letter to Judge asking for Leniency for Husband

Here are sample Leniency Letter to Judge for Husband. You can also follow these sample as a character reference letter for the husband or a letter to judge requesting leniency.  modify these samples according to your requirement.

Letter to Judge asking for Leniency for Husband

Name/Designatiuon…

Court Name…

Respected Judge,

I am writing this letter to inform you about some facts. My husband has been charged for attacking a man, which is truly wrong. I was present at that point in the market with my husband and this did not happen. Picture which has been portrayed about my husband is false and the other person is trying to get cash from him in one way or another by accusing my husband of attacking him. I believe that decisions of court should be full of straight facts and truth so the judge can make the right decision and no innocent have to pay for something he have not done. Similar case is with my husband, he was parking his car in the crowded market when this bike bumped into our car and he fell off. Our car was damaged badly. My husband went out and asked to him that why he took the bad turn by which the fight occurred between both of the parties. I want to make you aware of the fact that he is also involved in this matter. He has completely clean record. Please have some leniency on him.

Yours Sincerely.

Name:————–

Leniency Letter to Judge for Husband

Dear Judge,

I am George’s wife and my husband has been accused of harassment at work place by one lady. I need to inform you about some major points of this case that all the allegations his coworker has put on him is false and my husband is a man of morals who have never harmed anyone nor tease anyone out of fun. He always have a very professional attitude at work. This is some plot against him so his status could come down at work place. My husband have clean record and you can ask anyone at his work about his behavior in office. I hope you will have some leniency on my husband.

Hoping for positive response.

Ellie George

Sample Application for Marriage Allowance

Sample application format for Marriage Allowance from company. Everyone can use this application as a sample for requesting marriage allowance. 

Sample Application for Marriage Allowance

Respected Sir,

I hope this letter finds you in good health. I am an employee of this company with the contract of 5 years. I have fully devoted myself to this company in my work and in my time also. This has been two years since I am working as assistant manager in this company and holding all the responsibilities with my best attitude. This is to bring in your attention that I am getting married in couple of months. Date has been finalized of October 4th. I am informing you to request for marriage allowance. I had the agreement of official marriage allowance with the company by the time of contract signing up. As you are very familiar with my condition, that I cannot afford the ceremony by my own. I have two families to feed at home and it gets very tough for me to pay for all the expenses with the limited salary I have. Recently, my mother had a cardiac arrest and I had to pay for her treatment by all the savings I had. This is my kind request to you to grant me marriage allowance as soon as possible so I execute some major plans of my life.

Yours Sincerely,

Name:———————

Marriage Allowance Application Format

To,
The General Manager,
Fast Cables.

Respected Sir,

I am writing this letter to request for marriage allowance. I am an employee of this organization for past one year. I have always been very passionate about my work and always gave my best to my work. I encourage you to check my employee card record so you can have an idea about my honesty with my work. I am happy to tell you that I am getting married really soon and I am requesting to grant me my marriage allowance as per the organization condition and terms. I shall be very thankful to you if you grant me allowance as soon as possible.

Yours Truly,

————————

Application for issuance of Provisional Certificate

Sample application for the provisional certificate from college or university to apply for admissions in universities, colleges, or higher education etc. Every searcher can modify these formats as per requirement.

Application for issuance of Provisional Certificate

Respected HOD,

It is to inform you that I am Jessica Jones and I have just completed my bachelor’s degree from this estimated and prestigious university. It is to bring in your kind attention that I am applying for higher studies. I am planning to do Masters in Social Sciences and I have great interest in it too. Therefore, I want to make a request to issue me my provisional certificate so I can easily apply at the universities of my choice as soon as I can. I have already collected all the required documents for the process. I hope you know the worth of the provisional certificate as you cannot get admission in any institute without it. This is my humble request to please permit me my provisional certificate so I can apply for universities as soon as possible. I would be really thankful to you.

Sample Application for Issuance of Provisional Certificate for Admission

To, The Principal,

Institute Name…

Institute Address…

Sub: Request for Provisional Certificate

Dear Sir,

I am writing this letter to inform you that I recently graduated from college. I was studying BS Psychology and ended the term in 2019. This university has great role in shaping me the honest, humble and skillful person I am today. I give all the credits to my college for working so hard on its pupils. I have passed my semesters with good CGPA and now I want to get my provisional certificate issued. I am thinking to apply for job but I cannot do so until I have the provisional certificate. I have collected all the required documents as ID card and transcript and the education related certificates. This certificate is utmost requirement for the job. I am freshly graduated and I am in my high spirits to apply my all skills that I have learned from college to apply in my professional life. I shall be obliged if you grant me my provisional certificate before the due date of my job. Thank you.

Yours Truly,

XYZ