Tag Archives: NOC

How to Draft a NOC Letter for a Loan

A No Objection Certificate (NOC) letter for a loan is a formal document that confirms the lender’s agreement to the borrower’s request for loan closure. Crafting an effective NOC letter is essential to ensure a smooth loan account closure process. Here’s a step-by-step guide, along with four templates for various situations:

Formatting and Structure

  1. Employ a formal and professional tone in your language.
  2. Include comprehensive details, including the full names, addresses, and contact information of both the lender and borrower.
  3. Clearly state the letter’s purpose: issuing a NOC for the loan.
  4. Specify the loan account number and loan amount for easy reference.
  5. Confirm that the borrower has successfully repaid the loan and all outstanding dues.

NOC Details

  1. Explicitly state that the lender has no objection to the borrower’s loan repayment and the closure of the loan account.
  2. Mention the date of the loan repayment and provide any relevant settlement details.
  3. Include a clause indicating that the borrower is released from any further obligations related to the loan.

Contact Information

  1. Ensure you provide contact information for both the lender and the borrower in case of questions or concerns.

Gratitude and Closure

  1. Express gratitude for the borrower’s prompt repayment and their cooperation throughout the loan term.
  2. Conclude the letter with a polite closing, such as “Sincerely” or “Best regards,” followed by the lender’s signature and printed name.

Below, you’ll find templates for various loan-related scenarios to assist you in drafting your NOC letter effectively.

Multiple Formats on NOC for Loan

Sample NOC for Loan Fully Repaid

[Loan Officer’s Name]

[Bank Name] [Bank Address]

Dear [Loan Officer’s Name],

I am writing to formally notify you that I have successfully repaid the loan associated with [Loan Account Number]. I am pleased to inform you that as of [Date], the entire outstanding balance on the loan has been paid in full.

I would like to express my gratitude to you and your team at [Bank Name] for the support and assistance provided throughout the loan repayment process. Your professionalism and guidance were instrumental in helping me manage and eventually pay off the loan.

Below are the details related to the fully repaid loan:

Loan Account Number: [Loan Account Number] Loan Amount: [Original Loan Amount] Loan Term: [Loan Term] Interest Rate: [Interest Rate] Final Repayment Amount: [Total Amount Paid] Last Payment Date: [Last Payment Date]

I kindly request that you provide me with a written acknowledgment of the loan’s full repayment, which I can keep for my records. This acknowledgment should include details such as the final loan balance of $0.00 and the closure of the loan account.

Please let me know if there are any additional steps or documentation required from my end to complete this process. I want to ensure that all formalities are addressed promptly.

Thank you once again for your assistance and for making this loan repayment experience smooth and hassle-free. I appreciate the excellent service provided by [Bank Name], and I look forward to potentially working with your institution in the future.

If you have any questions or require any further information from my side, please do not hesitate to contact me at [Email Address] or [Phone Number].

Sincerely,

[Your Name]

NOC for Loan Prepaid Before Term

To Whom May It Concern

I am writing to inform you that I have prepaid my loan well ahead of the scheduled term. As of [Date], the entire outstanding loan balance has been fully settled. I appreciate the flexibility your institution provided in allowing for early repayment. Please confirm the closure of my loan account and provide any necessary documentation. Thank you for your assistance throughout this process.

NOC For Loan Settlement

[Date]

[Loan Officer’s Name]

 [Bank Name]

 [Bank Address]

Dear [Loan Officer’s Name],

I am writing to request a No Objection Certificate (NOC) for the settlement of my loan account with [Bank Name]. I am pleased to inform you that I have successfully repaid the entire outstanding loan balance as of [Date].

Here are the details related to my loan settlement:

Loan Account Number: [Loan Account Number] Loan Amount: [Original Loan Amount] Loan Term: [Loan Term] Interest Rate: [Interest Rate] Settlement Amount: [Total Amount Paid] Date of Settlement: [Settlement Date]

I kindly request that you issue the NOC at your earliest convenience, confirming the closure of my loan account. This certificate is essential for my financial records and future financial transactions.

I want to express my gratitude for the support and assistance I received from your team during the loan tenure. Your professionalism and guidance have been greatly appreciated.

If there are any further steps or documentation required from my side to facilitate the issuance of the NOC, please do not hesitate to inform me. I look forward to receiving the NOC promptly.

Thank you for your prompt attention to this matter, and I look forward to your positive response.

Sincerely,

[Your Name]

Template for Loan Transfer and NOC Request

[Email Address]

 [Date]

[Current Lender’s Name]

[Current Lender’s Address]

Subject: Loan Transfer and NOC Request

Dear [Current Lender’s Name],

I am writing to request the transfer of my loan from your institution to another lender. Additionally, I kindly request a No Objection Certificate (NOC) confirming the settlement of my loan account. Please provide the necessary instructions and documentation to initiate this process.

Thank you for your prompt attention to this matter.

Sincerely,

[Your Name]

NOC Applications by Visually Impaired Students

This package contains three different easy forms of no objection notices for blind students opting for NOCs. For further information regarding the contents of this article, please reach out to us via the comment box or the provided email address.

No Objection Notice for a Blind Student

To
The Examiner, Examination office 123 Apple Street, Colombia Date: 1/ 5/ 22

Subject: Application for the Request of a Visual Aid provider

From,
Nelly Armstrong
777- Baker St. Elf town Sir/ Madam

With all due respect, my name is Anna Karenina, and I am a Social Sciences student, getting ready to appear for my state examinations, at ABC Highschool.
While I am well prepared and ready to appear for my exams. I am, however, at a disadvantage owing to my visual impairment–in other words, I am blind. As stated in the bylaws, I am granted the right to apply for a visual aid person pertaining to my condition. Please consider this as an application for a “no objection notice”, that I need to be signed in order to opt for the needed help.
My exams are to be held on the dates; 2nd, 4th, 8th, and 16th respectively, and will be requiring a person on these dates who might write for me as I speak and dictate the exam. The details of the time are enclosed on a separate sheet on this paper.

I hope to hear from you soon. Regards.

Visually Impaired Student asking for a Help-Writer for Exams      

 To
The Examiner
Shanghai Examination Board, 76th Street, Opal Town, Shanghai

Subject: A request for a No-Objection Notice

From,
Mary J Hopkins, ABC Avenue, Beijing

Cordially, Sir/ Madam

With all the greatest regard, my name is Mary J. Hopkins, and I am a Political Sciences student at AAA High school and College, where I have been studying for my final examinations.
I am well-prepared and equipped to take my assessments. However, due to my vision impairment and blindness–I am at a disadvantage. As per the constitution, I have the opportunity to apply for a member of the visual aid staff to assist me with my condition. Kindly consider this as an application for a “no objection notice,” which I absolutely require in order to receive the assistance I cannot fare without. My tests will be held on the 21st of July, and then on the 1st, 8th, and 16th of the month of August, and will require a person on these dates to be present with me in the exam hall, as I speak and narrate the test on these dates. On a separate sheet of this document, the time details are included.

I look forward to hearing from you shortly.

An Application for the NOC for a partially blind Student

To,
The Examiner
Board of Secondary and Higher Education 05/09/2022

Subject: Requesting for a NOC to apply for a visual aid guide

Dear Sir/ Ma’am,

Most considerately, my name is Allan Barack, and I am a pre-medical student, opting for my 11th-grade state exams in the coming exam season, stretching from the months of May to July. I am currently enrolled in Shiro High School and plan to register for the state exams under the school’s name.
I would like to state that while I am extremely enthusiastic about my exams, I will not be able to appear for them if I am not provided with a member of the visual aid staff to help me write. Due to my condition, I am unable to see well, and because of intensive studying, I have been facing some difficulties carrying out our academic activities. In order to be eligible for visual aid, I will require a signed and stamped NOC from the board of examinations. Please consider this an application for the no objection notice.

I hope you hear from you soon. Thank you.

Request Letter for No Objection Certificate of Guest House

Sample letter format of requesting No Objection Certificate for guest house. These formats can be a good help for those who wanted to acquire NOC from certain departments to meet their ends.

Request Letter for No Objection Certificate of Guest House

To,
The Director,
Smirk Sky Highland Department,
California, United States of America.

Subject: Requesting No Objection Certificate for guest house

Respected Sir,

Please be acknowledged that my name is Mr. Cure Joy and I had recently read the advertisement that you generously published in
Daily News regarding process of No Objection Certificate in two-four days. I want an NOC for my guest house as I am trying to facilitate the intra-city people who are coming to stay in our remote area, but it is great point for tourism, which is least acknowledged! I hope you understand my point and will issue me the NOC in the required time. I will be thankful to you for favourable action. Thanking in anticipation.
Yours Truly,

Mr. Cure Joy,
25 th May, 2018.

Requesting No Objection Certificate for Theatre

To,
The Director,
Smirk Sky Highland Department,
California, United States of America.

Subject: Requesting No Objection Certificate for theatre

Respected Sir,

Please be acknowledged that my name is Kinder Joy and
I believe in Visual learning and it is said that theater is the most primitive mode of educating and civilizing the people in old times, but it is still the most fascinating and effective means of communication. I want a No Objection Certificate from your valued department in favour of opening a theatre in my area. I want to see them truly educated.

Kindly issue the desired NOC and I will pay the charges, whatsoever they may be, in nick of time. I will be thankful to you for favourable action. Thanking in anticipation.

Yours Truly,
Mr. Kinder Joy,
25 th May, 2018

Application of NOC for making Health Care Centre

Sample Application of NOC for making Health Care Information Centre in Society. Serving humanity is the key word in almost every religion ranging from Buddhism to Islam. All religion preaches the love, fraternity and brotherhood in the followers. Health care information cell is nowadays the most needed thing in any city or country. Its demand is more perfectly reasonable in the remote areas where education and awareness is not sufficient, but one must undergo the legal procedures of NOC in order to establish it. Such letters are helpful to those who believe in serving the humanity.

Sample Application of NOC for making Health Care Centre

To,
Union Council,
Baghla Pur, India.

Subject: Application for NOC for making Health Care Information Centre in Society

Respected Sir,

With due respect and honour it is to state that my name is Mr. Karajan Ram and I recently came back to my native land named Baghla Pur, a remote area in India. I went to America for higher education and I can have the opportunity to settle myself there, but my love for my country restricted me from doing so.I came back and to my horror fifty per cent population was maligned with Dengue fever and they had no idea of it! I decided to open Health Care Information Cell in the vicinity so that I can better guide my people with the guidelines of my doctor friends and health care physicians. For this noble cause I
want your help in shape of issuing me the NOC.

I had attached all the necessary documents with this application for further speedy and favourable action. I hope you will consider my views and my pain for my people who are subject to death just because they are unaware. Thank you.

Yours Sincerely,

Mr. Karajan Ram.
10 th December, 2016.

Application to Get NOC for Coaching Center

Sample Application to Get NOC for Coaching Center. If any person wants to open a new coaching center and NOC/Permission is required for it then the following format of application can be used. Easy template is provided below.

Sample Application to Get NOC for Coaching Center

The Concerned Person,
ABC Department.

Subject:  Application to Get NOC for Coaching Center

Respected Sir,

With absolute esteem and outright regard it is stated that I am Jimmy Even working as private tutor since many years. I provide coaching services to students of all grades and make my living through this profession. Sir, I am planning to continue my work upon a greater extent as its bit tough for me to travel door to door. I want to set up my own coaching center which would be a great step towards educational development.

The site selected for this purpose is ‘ABC’ and having all the basic & essential amenities . It is suitable enough to encapsulate capacity of approximately 100 students at a time.  I will further hire staff of 5 people along with me to teach students of various grades and level. Moreover, I’ll arrange coo curricular activities as well. I have attached my plan and site details with the application.

Sir, all I am seeking is your permission for this appreciable and serious step. I hope that you will definitely consider my request and will grant me with No Objection Certificate for my coaching center. I shall be waiting for your positive response. It would be source of sheer pleasure for me.

I shall be absolutely obliged.

Thanking you in anticipation.

Sincerely,

Jimmy Even
000-000-000

Application to Issue NOC for License

Sample Application to Issue NOC for License is given below. If any person wants to make up his license from any other district/city while he is resident of another one, he would have to bring up No Objection Certificate from his own district. Easy format to write such application is provided.

Application to Issue NOC for License

The Concerned Person,
ABC Department.

Subject:  Application to Issue NOC for License

Respected Sir,

It is stated that I am Steve James, and resident of ‘AAA district’. Sir, it is to inform you that I have applied for (HTV- Heavy Vehicle License) on account to pursue my job in Government Sector. Unfortunately, I’ve come to know that the department in our district is not issuing the HTV License since one year.

For this reason, I’m applying for my license in another nearby district. I just want to you to issue me No Objection Certificate as it is essential requisite for making up mu HTV License. I request you to kindly issue it as soon as possible, because I am already having a deadline to submit my documents for my job.

All the necessary details and character certificate from Police Department is attached with the application. I hope that you will understand the circumstances and will definitely do me favor. I shall be grateful to you and would be highly beholden.

Thanking You in Anticipation.

Sincerely,

Steve James
Contact: 000-000-000

Application to Issue NOC for License
Application to Issue NOC for License

Letter for NOC to Open School Branch

Sample Letter for NOC to Open School Branch. If any authority person or educationist wants to get a school or any branch of existing school opened in any specific area or even in society he/she needs No Objection Certificate. In order to get the NOC letter or application is to be written to the District Coordination Officer or Director Personnel. Easy format is provided below.

Letter for NOC to Open School Branch

To,

Mr. Ahmad Khan
District Coordination Officer.

Lahore.

Subject: Request for No Objection Certificate to Open School Branch

Dear Sir,

Hope to find you in good health.I have some vacant land for the purpose of existing school setup. This letter is to request you for the issuance of No Objection Certificate for opening new school Branch of our renowned ‘Cambridge school System’ at Eden Society. Cambridge is one of the best schools of its class and serving the society and educationists since past 8 years. We try and make possible to provide the best out of us to people and students. We recently had a survey and come to know that major problem of school is that strength of students has exceeded its capacity moreover, its location is quite distant from the majority of residencies.

By taking into account all of the factors and along with suggestions of our valued teachers and parents we have decided to open a new branch at an ideal location which would be feasible for both teachers and students. Furthermore, its centralized location will prove to be most easily accessible for society children as well.

We hope that you will definitely ponder upon the request and will issue NOC as soon as possible so that we may start the construction, as it would take some time to accomplish the entire project. Your concern is highly required. You can even visit the site for satisfaction as well. We will be waiting for a kind gesture so that this chain of providing education may not stop.

With Best Regards,

Carol Steve
Principal,
Cambridge School System.

Letter for NOC to Open School Branch
Letter for NOC to Open School Branch

No Objection Certificate to Open New School

Dear Sir,

Hello, I am writing this letter in context to request for NOC letter. It is to briefly explain you that I run NGO for orphans and often I collect money for fulfilling the needs of children in my NGO. My NGO is getting a lot of recognition lately. With the funds I have so far collected for the betterment of kids, I have decided to open school In the Bridge Cottage Society. My main aim is to actually make this school accessible to normal children of societies too so the fees we get, will eventually go for orphanage. I have structured my whole idea and all I need for now is No objection Letter from you to start this mega project. I have high hopes of achieving success in this project by which needs of my NGO and orphan kids will b completed easily. It is my kind request to you to please take my letter in consideration. Much Thanks.

Best Regards,

Name:——

Contact Detail:—————-

Request for NOC

Hi, I hope you are doing great. I am Mr. Bradd and I am writing this letter to request for NOC. I have some vacant property which is in no use. I want to open a new school for kids in the town so that people can send their kids in this school. This Greenwich town does not have a lot of schools in the nearby area, residence of the area usually does not have a lot of options while choosing best school for their kids. I will be joining hands with “Oxford school” and open school as their branch so the standard of the school is recognized widely and people don’t hesitate by the quality of education of this school. Oxford School System has already put our name and details in their “branches” section of website, I will encourage you to visit the site once. Please issue the NOC as soon as possible so I can start the construction. Looking for your favorable response.

Yours Sincerely,

CNIC Detail:—————————

Letter for NOC from Bank

Sample Letter for NOC from Bank. If any employee of bank want to take loan from another bank a letter is written to get the No Objection Certificate. Mention your details and designation along with the purpose that why you require NOC. Letter is written to the branch manager or head of your department. Sample is given below.

Letter for NOC from Bank (Housing Loan)

The Manager,
ABC Bank
Canada.

Subject: Request to Issue NOC for Loan

Dear Sir,

I hope to find you in a good health. I am writing in order to inform you that I am employee in your bank since last two years. I have applied for housing loan in XYZ Bank. Being already an employee of your bank, I will be requiring No Objection Certificate. It should mention that bank have no objection upon my housing loan, from XYZ Bank. Requirement of NOC is mentioned in their policy criteria. I hope you will consider my request and issue me the NOC as soon as possible. I shall be obliged for this favor.

Sincerely,

James Kin.
Employee
ABC Bank.

Sample Letter Format for No Objection Certificate from Bank

Dear Manager,

I Danielle Liam, is an account holder at your particular bank with account number 12752265437. I have been receiving calls from your bank of new schemes being introduced and to avail all these schemes, I need to have No objection certificate from my associated branch. It is my kind request to please issue me NOC as soon
as possible so I can avail as many schemes I want and can make transactions easily from my appointed place. Please make it quick so I can benefit from all your debit/credit card for savings and more schemes.
I hope your bank management will consider upon my request.

Warm Regards,

———————-

Sample Letter for NOC from Bank

The Branch Manager,
STC Bank
Greenland.

Subject: Letter for Issuing No Objection Certificate

Dear Sir,

Hope to find you hale and hearty. I am writing in order to inform you that I have come to know about loan scheme in ABC Bank and I really want to avail that chance. Being already employee of your bank I will be requiring No Objection Certificate from your side which will make sure that STC Bank have no issue if I apply for loan in ABC Bank. I will appreciate if I can get the NOC within two days. I hope that my request would be considered.

Thanking you in anticipation.

Truly,

James Green.
Employee
STC Bank.

Sample Letter for NOC from Bank
Sample Letter for NOC from Bank

No Objection Certificate for Purchase

Sample No Objection Certificate for Self Purchase Transformer. If any organization or individual wants to purchase any transformer or such thing on his own behalf this NOC is issued by the authorized company which is dealing with this at Wapda or government level. Format of NOC is given below.

No Objection Certificate for Self Purchase Sample

Memo No: 4568-90/3G-2/2013
Mr Ali Akber S/O Mohammad Akber
Near Shar Pao Bridge(Railway Crossing)
Gulberg Lahore.

Subject: Permission for self Purchase of 50KVA Transformer for New Connection

Ref: Your application no 3G-2/2013 dated 5-4-2013

You are hereby authorized to purchase 1×50 KVA Transfomer for subject connection/deposit work from any approved pepco’s manufacturers of transformers having valid prequalification/registration & prototype approval of cheif engineer(D&S) NTDC Lahore,as per Pepco amendment NO.5, specification No.DDS-84 (Amendment to date) and all other changes applicable upto date in design/ Specification& instructions by ceif engineer ( Material Inspection) NTDC sunny view Kashmir Road Lahore.

It will be your responsibility to provide the transformer at site of connection along with original purchase invoice & inspection certificate of Chief Engineer ( Material Inspection) NTDC Sunny view Kashmir Road Lahore.

Exectutive Engineer

LESCO Westridge Division

No Objection Certificate for Self Purchase Sample
No Objection Certificate for Self Purchase Sample

NOC from Bank to Customer

Format of No Objection Certificate, NOC from Bank to Customers and clients after clearance of payment of the loan anyone had taken. Bank issue NOC for further assistance and transactions. Find sample below.

Sample NOC from Bank to Customer

Ref# CBSG/PF/6754/7                                                     Dated February,12,2021

Subject: No Objection Certificate

It is certify that Mr. Ahsan Khan bearing CNIC# 35201-146789-6 was maintaining his personal finance account no 01-915-3571-1 with Askari Bank ltd ,G-8 branch Islamabad and there is  no   outstanding liability and the said loan has  been fully adjusted with up to date mark  up.

Mr. Ahsan can do further banking and transactions without any restrictions. This certificate is  being issued on  the specific request of the above mentioned customer without any risk and responsibility on the part of the bank or any of its employees.

Warm Regards,

Abid-ur-Rehman                  Aqeel Ahmad
VP-Operations                       SVP-Head of Operations
CBSG                                         CBSG

Sample NOC from Bank to Customer
Sample NOC from Bank to Customer

NOC from Bank after Clearance of Loan

 To Whom May It Concern

Subject: Clearance of Personal Loan

This is certify that  Mr Ahsan Raza  is our customer and has settled personal loan and loan number 889900 in full and final with the bank. We further confirm that no outstanding  payment is due and payable by the customer as of date against the said finance facility loan in our books.

Please note that this certificate does not constitute any financial undertaking /liability and is being issued without any risk and responsibility on the part of the bank or any of its officers.

Sincerely,

Branch Manager

Bank Name: ____________________

Sample NOC from bank to Customer

[Bank Letterhead]

[Date]

[Customer’s Full Name]
[Customer’s Address]
[City, State, ZIP Code]

Subject: No Objection Certificate (NOC)

Dear [Customer’s Full Name],

We are writing to provide you with a No Objection Certificate (NOC) in regard to your [Type of Loan/Account] with [Bank Name] bearing the account/loan number [Account/Loan Number]. We acknowledge that your obligations related to this account/loan have been successfully fulfilled, and there are no outstanding dues or liabilities associated with it.

This NOC is issued based on the following details:

  1. Account/Laon Number: [Account/Laon Number]
  2. Account Type/Loan Type: [Type of Loan/Account]
  3. Outstanding Balance (if applicable): [Outstanding Balance, if any]
  4. Date of Closure/Repayment: [Date of Closure/Repayment]

We confirm that all the relevant terms and conditions of the loan/account agreement have been met, and your account/loan is considered closed and settled in full accordance with the terms agreed upon.

Thank you for choosing [Bank Name] for your financial needs. We appreciate your business and wish you continued success in your financial endeavors.

Sincerely,

[Bank Officer’s Full Name]